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Well Established Independent Auto Insurance Agency For Sale

Martin County, Florida, US
Asking Price:
$171,000 Furniture / Fixtures included
Sales Revenue:
$140,145
Cash Flow:
$96,631

A rare opportunity to acquire a well established, independent auto insurance agency with over 30 years of operating history on Florida's Treasure Coast. This is not a startup and not a turnaround. It is a proven, profitable business with a loyal recurring customer base, established multi carrier relationships, and a brand the local community has trusted for decades.

The commission based revenue model delivers consistent, predictable monthly cash flow with no inventory and minimal overhead. Strong margins. Real numbers. A new owner steps into immediate, day-one revenue.

The seller is motivated by retirement and committed to a a structured training and transition. Growth levers are real and largely untapped.

A Florida 2-20 Property and Casualty license is required. All inquiries must be directed through the broker and a signed Confidentiality Agreement is required to receive financial details.

Property Information

Real Estate:

Lease

Lease Terms:

$800/mo for a 800 sq. ft. strip plaza. Expires 10/01/2026 with options for year-to-year lease renewal

Location:

Physical storefront on the Treasure Coast, located within a strip plaza.

Size in square feet:
800
Planning Consent:

A Florida 2*20 Property and Casualty license is required

Business Operation

Management type:
This business is owner operated.
Expansion Potential:

The business operates year-round and currently relies primarily on its reputation, referrals, and physical storefront. A new owner could use a more active marketing approach through social media and an online presence.

Competition / Market:

The business caters primarily to the Treasure Coast. This independent auto insurance agency has generated established carrier relationships and local brand recognition which are increasingly valuable .

Reasons for selling:

Retirement

Trading hours:

Monday - Friday, 9:00 am - 5:00 pm

Employees:
2
Years established:
33

Other Information

Support & training:

The seller is willing to stay on for up to 4 weeks to train and facilitate a smooth transition

Financing available:

For qualified buyers: $34,200 for 36 mos at 9%. Monthly payment: $1,087.55

Furniture / Fixtures value:
$2,000 - included in the asking price
Relocatable:
This business can be relocated