The firm is a preeminent facilitator of financed life insurance policies. Consumers' use of debt for life insurance policies is a unique tactic. The firm also markets its services at wholesale levels - assisting life insurance advisors. Servicing provides detailed policy designs, underwriting assistance, lender collaboration, and file oversight. The firm has proprietary debt arrangements, trademarked property, and advanced software solutions for financial modeling.
Key Aspects
• Derives revenue from origination fees on all funded cases, as well as annual servicing fees earned on each long-term debt transaction with options for renewals
• Insight into virtually all insurance carrier products, methodologies, obligations, and performance with ability to easily illustrate case aspects to clients
• Specializes in middle-market insurance case designs
• Operates an effective and essential case modeling program available via internal desktop or external cloud-based apps
• Ability to fund both national and international cases
• Revenue & costs are subject to intercompany transfers not
identified
Opportunities
• Continue to grow the debt provider base with formation of large loan amount capability and increased interest rate gains
• Expansion to new insurance case designs, service segments, and short to long-term financing options
• Take advantage of cross-sell opportunities for wide ranging wholesale insurance products through the agency & carrier network
• Debt management services with fees through ownership of the consolidated loan portfolio provides recurring revenue with an ability to become a debt or venture capital provider
Headquartered
• Southwest U.S.
Current Markets
• The firm provides life insurance premium financing to a wide array of individual and commercial clients, through connections with large insurance carriers, distributors, and agencies.
Real Estate
• The firm operates from a 2,153 square-foot facility, which is leased from an affiliated entity. Ownership is open to it being part of a transaction or leasing it post-sale.
Shareholder Objectives
• The majority owner is seeking retirement and a full exit post-sale. The minority owner and managing president would like to remain post-sale for a long-term transition. Ownership is open to various deal structures to facilitate a transaction.
