This in-home senior care business has been on an upward trend in both sales and earnings since 2024, and 2026 is predicted to hit around $436,000 in discretionary earnings (SDE)! The company has primarily focused on only private-pay clients and long-term care insurance but there is a tremendous amount of extra sales to be had by getting involved with the VA and other government programs… Translation: Sales for this location in the next 2 to 3 years could be in the 4 million range with a heavy focus on some of those programs. Seller is ready to retire.
HIGHLIGHTS:
This is a Major IN-HOME senior care brand (resale). The business focuses on sending caregivers to a client’s personal home/residence to help them with daily-life activities, such as light cleaning, food preparation, grocery shopping, walking with them and just basic companionship. The idea is to keep the individual in their own home rather than having to go into an Assisted Living Facility. This particular location has an INCREDIBLE reputation in the community for providing this high quality non-medical in-home care and we think when you dive into this further, you’ll agree with that assessment.
POSSIBLE DEAL STRUCTURE AND RETURN ON YOUR INVESTMENT (ROI):
- Projected ROI of 45%!
- Total purchase price: $1,310,000 (*Appraised Price)
- Down payment: $262,000 (20%)
- Current SDE (cash flow of the business/what the business makes in earnings): $436,000(SDE= Sellers Discretionary Earnings)
- Amount financed: $1,048,000
- Debt service per year (annual note payment): $162,730 (10 years at 9.50% apprx.)
- SDE less debt service: $273,270
- Assume - New owner to pull $155,000 a year out of the business in wages.
- Remaining SDE (cash flow) AFTER owner wages and paying annual debt service: $118,270. So even AFTER paying your debt service and taking out $155,000 in a wage, you should still have $118,270 to do with as you wish, pay down the debt early, take it out in total wages, or go to Vegas!
- Return on investment or your return on injected capital (down payment) year after year = 45%!
- Annual return of investment on your injected capital/down payment each year is 41%; A great year in the stock market would be 15% to 20% and the average is about 7%. The assumption is that you do actually work in the business. Clearly in the stock market you would not be working in the company you held stock in.
- This scenario does not include working capital
- Important: Do not take our word for it on the investment information, call and meet with your accountant and make sure he/she agrees with the outline above. Do not make any financial investment into this business where your money could be at risk until you agree with your financial advisor’s opinion and are comfortable with the presented numbers from the seller.
APPRAISED PRICE:
The owner had a WALL STREET LEVEL APPRAISAL completed on the business. Wells Fargo, US Bank, Radius Bank, CIBIC Bank and about 10 other major banks use this valuation firm to do their own internal appraisals for their underwriter teams. The point is this is a solid appraisal number.
Sales/SDE History:
Sales 2025: $1,974,621
SDE 2025: $228,927
Sales 2026 (Projected): $2,228,716
SDE 2026 (Projected): $436,193
Valuation: SDE weighted average: $384,376
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The sale is confidential which is why we are not publishing sensitive financial information or the name. Information provided to qualified buyers with NDA in place*. All information, financials, appraisals, Assets, real estate values, etc. must be verified with the seller and buyer's own professional independent advisors, CPA, etc.
CONTACT us for the Non-Disclosure Agreement. We will email the short online NDA
