Profitable Mortgage Brokerage In Middle Tennessee For Sale

Property Information

Real Estate:

Lease

Lease Terms:

The business operates from approximately 3,200 sq ft of professional office space in a prominent downtown Coffee County location. The property is separately owned by the seller and is available to lease at market rent, with the additional option to negotiate a separate purchase of the real estate.

Location:

Situated in a prominent downtown location in Coffee County, Tennessee, the brokerage operates from a recently completed 3,200 sq ft professional office designed for mortgage lending and client consultations. Positioned within Middle Tennessee's Nashville–Chattanooga corridor, the business benefits from access to surrounding residential communities, real estate professionals and builders. The office property is separately owned by the seller and is available to lease at market rent or purchase through a separate transaction.

Premises Details:

The business occupies an attractive, recently completed 3,200 sq ft professional office in a prominent downtown Coffee County location. The premises provide an established setting for mortgage consultations, loan origination and administrative operations. The property is owned separately by the seller and offers an incoming purchaser the flexibility to lease the premises at market rent or negotiate a separate real estate acquisition. Furniture, fixtures and equipment valued at approximately $6,850 are included in the business asking price.

Size in square feet:

3,200 sq ft

Business Operation

Management type:

This business is owner operated.

Expansion Potential:

An incoming owner can pursue growth by recruiting additional licensed mortgage loan originators to increase production capacity and capitalize on existing referral relationships. Further opportunities include expanding across the Nashville–Chattanooga corridor, strengthening relationships with real estate agents and builders, and introducing construction, renovation, investor and commercial financing products. The established five-year client database also provides opportunities for targeted refinancing campaigns, repeat-purchase business and ongoing customer engagement. A licensed owner-operator or established mortgage firm could build on the existing infrastructure while developing additional production capacity.

Competition / Market:

The brokerage competes with regional banks and national mortgage lenders while benefiting from established relationships with local real estate agents, builders and previous customers. Its independent brokerage model provides access to multiple wholesale lenders, offering flexibility in loan products, pricing and financing options. Five years of local market presence, personalized customer service and responsive communication have helped establish a valuable referral network throughout the surrounding Middle Tennessee market.

Reasons for selling:

The owner is pursuing a career outside the mortgage industry, creating an opportunity for a licensed mortgage professional or established financial services business to acquire a profitable brokerage with an existing referral network, established operations and ongoing loan production.

Employees:

1 Part-Time Loan Processor And Coordinator

Years established:

5 Years

Other Information

Support & training:

Four weeks of transition training and support are included, with the owner also prepared to consider an extended handover. This provides an incoming purchaser with an opportunity to become familiar with established lender relationships, referral partners, operating systems, documented workflows and existing client arrangements.

Furniture / Fixtures value:

$6,850 - included in the asking price