SBA Pre-Qualified Up to $1.96M | Absentee Beauty Supply
SBA Pre-Qualified Beauty Supply Store — Absentee-Owned, Chattanooga, TN
SBA PRE-QUALIFIED: This business has been pre-qualified by an SBA lender for financing of up to approximately $1.17 million for an investor / absentee buyer and up to approximately $1.96 million for a qualified owner-operator buyer who intends to personally assume certain management responsibilities.
Pre-qualification is based on the lender’s review of the business financial information provided and is not a guarantee of financing. Final loan approval, structure, equity injection, collateral requirements, and terms will depend on the individual buyer’s qualifications, creditworthiness, experience, available liquidity, and lender underwriting.
A rare opportunity to acquire a well-established, large-format beauty supply retailer in Hamilton County, Tennessee. The business is fully staffed and currently operates under a completely absentee-ownership model, with experienced management and employees handling the day-to-day operations.
Purchase Price
Business / Goodwill: $1,040,000
Inventory at Cost: Approximately $1,300,000
Total Asking Price Including Inventory: $2,340,000
The asking price includes approximately $1.3 million of inventory at cost, providing the buyer with a substantial inventory base at closing.
Three-Year Financial Highlights | 2023–2025
Current Absentee-Owner Model
Average Annual Gross Revenue: $3,053,836
Average Annual SDE: $385,075
The current owner does not participate in the daily operation of the business, allowing a buyer to acquire an established retail operation with an existing management and employee structure already in place.
Owner-Operator / Family-Operated Opportunity
For a qualified buyer who intends to personally operate the business and replace certain existing management functions, including approximately $154,900 in general manager compensation and benefits, the business offers the potential for significantly greater owner benefit.
Average Annual Gross Revenue: $3,053,836
Average Adjusted Owner-Operator SDE: Approximately $539,975
SBA Financing Pre-Qualification: Up to approximately $1.96 million, subject to buyer and lender qualification
This structure may be particularly attractive to an experienced beauty supply operator, retailer, or family-owned business seeking to maximize owner cash flow through active involvement.
Business Overview
The store serves an established Tennessee market and offers an extensive selection of beauty and personal-care merchandise, including:
Hair-care products
Wigs and hair extensions
Cosmetics and accessories
Professional beauty supplies
General beauty and personal-care merchandise
The acquisition includes approximately $1.3 million of inventory at cost, along with applicable furniture, fixtures and equipment, established vendor relationships, trained employees, operating infrastructure, and an existing customer base.
Key Investment Highlights
SBA pre-qualified up to approximately $1.17 million for an investor / absentee buyer
SBA pre-qualified up to approximately $1.96 million for a qualified owner-operator
$2.34 million asking price includes approximately $1.3 million of inventory at cost
Completely absentee-owned operation
Fully staffed with experienced employees and management
More than $3 million in average annual revenue
Approximately $385,000 average annual absentee-owner SDE
Approximately $540,000 average adjusted owner-operator SDE
Significant inventory included in the transaction
Established vendor relationships and customer base
Turnkey operating infrastructure
Opportunity for an owner-operator to increase cash flow by assuming management responsibilities
Seller willing to provide reasonable transition assistance
Ideal Buyer
This opportunity may be particularly attractive to:
Investors seeking an established absentee-operated retail business
Experienced beauty supply operators
Owner-operators seeking greater potential cash flow
Family-owned retail businesses
Regional or multi-location beauty supply operators seeking expansion
Buyer Qualification & Confidentiality
Prospective buyers must provide a minimum of $700,000 in verifiable proof of funds or appropriate financing / pre-approval documentation demonstrating the financial ability to complete a transaction of approximately $2.3 million or greater.
The business name, exact location, detailed financial information, SBA pre-qualification information, and other confidential materials will be provided to qualified prospective buyers following execution of a confidentiality agreement and verification of financial capability.
All financial information, including revenue, SDE, adjustments, inventory values, and owner-operator projections, is based on information provided by the seller and/or business records made available for review. Prospective buyers should independently verify all information during their own due diligence.
