Multi-State Collection Business For Sale

This is an industry-recognized, well-established accounts receivable management and debt collections business with a multi-state footprint, long-standing A+ company clientele, and a substantial active portfolio. The company specializes in bad debt collections (consumer and/or small commercial) on behalf of creditors, leveraging a consultative approach to balance collections performance with customer-service integrity. The business currently services roughly 170,000 accounts and manages an active book of more than $275 million in portfolio value, with ongoing payment plans totaling around $735,000. The business is licensed as a Certified Collection and Certified Debt Trader in multiple states and bonded (bonding in place – e.g., approximately $260,000), and the infrastructure is being expanded to incorporate his own patented AI-enabled work.
Business History
Founded approximately 11 years ago, the company has built a reputation for compliance, transparency, and ethical collection practices. Over the decade, the business has grown organically through strong creditor referrals, repeat engagements, and scalable systems. The firm has established multi-state licensing and bonding, developed robust payment plan workflows, and forged operational partnerships to support ongoing book management. With
~170k active accounts in its book and $275M+ gross portfolio value, the business is mature yet still has meaningful upside potential. The company has an A+ review on BBB.
ACA, RMA, and Debt Trader accredited member.
For immigration or business visa purposes, as the entity is over three years old, buyer-investor candidates may use this business ROI and employment creation narrative in E2/L1 or other business immigration strategies (please consult with immigration counsel accordingly). Please refer to listing number 335364332 when inquiring about this listing.