Independent Insurance Agency For Sale Orlando Florida

Independent insurance agency for sale in Orlando, Florida. The business serves households and closely held businesses throughout Central Florida. Operating as an independent broker rather than a captive, the agency places standard and non-standard personal lines — principally homeowners and auto — alongside a smaller commercial book, drawing on primary carrier relationships with Progressive, Kemper, and Universal, supplemented by additional carrier appointments. The business has been built on relationship-driven service, community reputation, and a deliberate cross-sell strategy rather than transactional policy volume. Written premiums have totaled approximately $22 million across the trailing three-year period. The book is weighted approximately 85% personal lines and 15% commercial lines. Staff compensation combines hourly wages, performance bonuses, and commissions where appropriate. Total commissions for 2025 are projected at $757K; in 2024 they were $859K and $905K in 2023. The business has a leased location. A four-person staff — one remote commercial/homeowners producer, two customer service representatives, and one licensed sales agent focused on new personal-lines business — is expected to stay through and after the transition.