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Growing Payment Gateway Business With 154 Registered Merchants For Sale

Albuquerque, New Mexico, US
Asking Price:
$19,900
Sales Revenue:
Under $100K
Cash Flow:
Under $50K

This is a growing fintech payment gateway business specializing in online payment solutions for merchants, including businesses operating in high-risk industries.

This acquisition opportunity includes an established technology platform, a portfolio of 154 registered merchants, existing transaction activity, and a growing organic search presence.

BUSINESS HIGHLIGHTS

  • 154 registered merchants, including 152 approved accounts.
  • $14,300.20 USD in accumulated payment processing volume.
  • 437 successfully completed payment transactions.
  • $2,643.20 USD in gross processing fees charged.
  • $1,010.64 USD in recorded platform earnings.
  • New customers acquired every week.
  • #1 Google Spain ranking for a relevant target search keyword, according to the seller.
  • Growing organic traffic and search visibility in Google Search Console.

PLATFORM FEATURES

The platform offers payment gateway technology designed to help online merchants manage payment processing through a centralized platform.

Key features include:

  • WooCommerce payment gateway integration.
  • API connectivity for websites and applications.
  • Payment links and customizable checkout options.
  • Merchant dashboards and transaction management.
  • Customer and merchant administration.
  • Transaction monitoring and financial reporting.
  • Withdrawal and settlement management.
  • Multiple payment provider configurations.
  • Payment routing and individual provider assignments.
  • Merchant fee and commission management.

GROWTH OPPORTUNITIES

The business offers opportunities to expand merchant acquisition, increase transaction activity, develop additional integrations, establish strategic payment partnerships, and enter new international markets.

A major advantage is its organic search visibility. The business has achieved a top Google position in Spain for a relevant target keyword and continues attracting potential merchants through search engines.

SALE DETAILS

The sale is intended to include the brand, domain, website, software platform, applicable source code, integrations, digital assets, and relevant operational documentation.

Merchant relationships and third-party payment provider agreements are subject to transferability requirements and necessary approvals.

The owner is selling to focus on other technology ventures and is seeking a serious buyer interested in developing and expanding the business.

Financial reports, merchant statistics, technical information, and SEO performance data can be made available to qualified buyers during due diligence.

Property Information

Location:

RiskPayGo is an online fintech business registered in Albuquerque, New Mexico, United States. The platform operates digitally and serves online merchants, allowing the business to be managed remotely without requiring a physical retail location.

Premises Details:

The business operates entirely online through its website, payment gateway infrastructure, and merchant management platform. No commercial premises, physical offices, or retail facilities are required. The business can be managed remotely with an internet connection.

Business Operation

Management type:
This business is owner operated.
Expansion Potential:

This offers multiple opportunities for growth and international expansion.

The platform currently has 154 registered merchants and continues acquiring new customers every week.

Potential growth opportunities include expanding into additional international markets, increasing merchant transaction volumes, developing new payment integrations, establishing partnerships with payment processors, introducing white-label solutions, and expanding the existing affiliate program.

The business also benefits from growing organic traffic in Google Search Console and strong SEO positioning in Spain.

An experienced fintech operator could leverage the existing technology, merchant base, and digital marketing channels to accelerate growth, subject to applicable regulatory and payment provider requirements.

Competition / Market:

The online payment processing market includes established financial institutions, payment gateways, and fintech providers. RiskPayGo focuses on serving merchants in high-risk industries, a market where obtaining suitable payment processing solutions can be challenging.

The business differentiates itself through specialized merchant services, flexible payment integrations, multiple provider configurations, and organic customer acquisition.

Has achieved a #1 Google ranking in Spain for a relevant target keyword, helping the platform attract new customers through organic search.

Reasons for selling:

The owner is selling RiskPayGo to focus on other technology projects and digital business ventures.

RiskPayGo has established a merchant base of 154 registered customers, developed its own payment management infrastructure, and generated documented transaction activity.

The platform continues attracting new customers and benefits from growing organic visibility in Google Spain.

The seller is seeking a serious buyer with the resources and experience to continue developing the business and expanding its commercial opportunities internationally.

Trading hours:

The online platform is accessible 24 hours a day, 7 days a week.

Employees:
0
Years established:
9 months

Other Information

Support & training:

The seller is willing to provide reasonable remote training and transition assistance to help the new owner understand the RiskPayGo platform.

This may include an overview of the administration dashboard, merchant management, payment provider configurations, transaction monitoring, website management, and technical integrations.

The scope and duration of transition assistance will be agreed with the buyer as part of the final acquisition agreement.

Furniture / Fixtures value:
$1
Inventory / Stock value:
$1
Home based:
This business can be run from home
Relocatable:
This business can be relocated