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Branded Insurance Agency Asset Sale For Sale

Schenectady County,, New York, US
Asking Price:
$700,000 Furniture / Fixtures and Inventory / Stock included
Sales Revenue:
Undisclosed
Cash Flow:
Undisclosed

HS Listing ID-69497

An excellent opportunity to acquire an established Insurance agency in New York, featuring a healthy, well-performing book of business and meaningful growth potential.

The agency generates approximately $307,000 in annual commissions from $3,359,016 in annual in-force premium, with the majority of revenue derived from personal lines. The book demonstrates strong stability and underwriting performance, supported by an 88.31% retention rate and a 31.83% loss ratio, positioning this as a low-risk acquisition for the right buyer.

Operating with low overhead, the agency is located in a large office space that allows room to expand the sales and service team. The landlord is open to offering a long-term lease, providing continuity and flexibility for a new owner.

Included in the purchase price is approximately $40,000 in office equipment and furniture, enabling a turnkey transition with minimal additional capital investment.

This agency is particularly well-suited for:

An existing agent seeking to merge books and increase market presence

A multi-location operator looking to add profitable premium in New York

A hands-on buyer seeking stable cash flow with clear upside

With strong core performance metrics, scalable infrastructure, and a solid premium base, this represents a strategic acquisition opportunity for buyers looking to expand or strengthen their existing operation.

A SIGNED CONFIDENTIALITY AGREEMENT IS REQUIRED FOR THE EXACT LOCATION

Property Information

Real Estate:

Lease

Business Operation

Management type:
This business is owner operated.
Reasons for selling:

Other business interests.

Other Information

Furniture / Fixtures value:
$40,000 - included in the asking price