HS Listing ID-73465
Established, full-service title insurance and settlement agency with over 17 years of operating history in Central New Jersey. The company provides residential, commercial, and government title services from three offices across Monmouth and Ocean Counties and serves clients in Monmouth, Ocean, Middlesex, Bergen, Union, and Somerset Counties.
The business generated $3.78M in revenue and $1.46M in SDE in 2025, a 38.8% margin, with SDE up sharply from $951K in 2024 as operational improvements took hold. Revenue is well diversified: roughly 70% residential, 20% commercial, and 10% government contracts, including established relationships with public entities. No single client represents a majority of revenue, and a significant share comes from repeat business and referrals from real estate professionals, attorneys, lenders, investors, and developers.
The business has built its reputation on relationship-driven service and the ability to close complex transactions that competitors can’t or won’t handle, which makes it a go-to referral source in its markets. It also carries an exceptionally low claims history, documented processes, a cross-trained team, and modern technology with strong fraud prevention.
The company employs 14+ W-2 staff led by an Operations Manager, covering examination, processing, closing, funding, post-closing, and recording, plus a five-person sales team on salary-plus-commission and commission-only structures. The seller also holds majority (51%) interests in two New Jersey joint ventures with real estate brokerage partners, which contribute about 15% of New Jersey revenue.
Growth opportunities include roughly $120K per year in identified margin uplift through contract repricing, acquisitions of smaller agencies in a fragmented market, additional partnerships, expanding government and institutional business, and further automation.
The seller is seeking a full exit and will provide 6 to 12 months of transition support. The seller will retain ownership of the real estate; the buyer will occupy under a lease. The seller’s interest in a separate Florida title entity is excluded from this offering, and historical figures include about $100K per year of Florida-sourced revenue that will not recur. All-cash offers preferred; SBA pre-approved financing is available.
Signed NDA required for the full marketing package.
A SIGNED CONFIDENTIALITY AGREEMENT IS REQUIRED FOR THE EXACT LOCATION
