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Listed by:

Transworld Business Advisors

15-Year Licensed NE Ohio Title Agency For Sale

Cleveland, Ohio, US
Asking Price:
$410,000 Furniture / Fixtures included
Sales Revenue:
$655,391
Cash Flow:
$135,708

Every financed home sale in America needs a title search, title insurance and a closing. This licensed Ohio title and escrow agency has provided all three to Greater Cleveland buyers, sellers, lenders and real estate agents for fifteen years.

The hardest part of entering this business is already done. The agency holds a statewide title agency license, a $150,000 surety bond, $1 million in errors-and-omissions coverage and a policy-issuing appointment with a national title underwriter. Its CPA reviews the escrow accounts every year, and the latest review found no exceptions.

Revenue grew three years in a row, up 22.6% from 2022 to $636,101 in 2025. Residential purchases make up about 80% of orders, and those hold up better than refinances when rates move. A title plant of roughly 30,000 prior exams speeds every repeat search. Examiner and recording costs are paid per file, so expenses follow volume.

The owners are retiring. They include 30 business days of training and a 25-mile, 24-month non-compete. A licensed Ohio title agent must be in place under new ownership.

Property Information

Real Estate:

Lease

Business Operation

Expansion Potential:

Business development: The agency spends less than 1% of revenue on advertising. A regular calling program with brokerages, loan officers and attorneys is the quickest way to more orders.
Refinance rebound: Any lasting drop in mortgage rates adds refinance closings on top of purchase work.
Investor and commercial closings: The license covers commercial policies. The seller has identified multifamily investor and private-lending closings as next markets the agency doesn’t pursue today.
Second underwriter: Adding a second title underwriter would give lenders and attorneys more choice.
Strategic add-on: A real estate, mortgage or law firm could add the agency to keep title revenue in-house.
Occupancy savings: The office can be relocated, and a market-rate lease would lower fixed costs.

Competition / Market:

Title is a relationship business with real barriers to entry. A new agency must get licensed, bonded and insured, win an underwriter appointment and build an escrow-audit record before realtors and lenders will trust it with closings. This agency has fifteen years of that record.

It competes with national underwriter-owned offices, large regional agencies, attorneys who write title on the side, and online platforms aimed at refinances. Its edge is speed, a familiar closer the referral partner already trusts, a proprietary title plant and costs that follow volume. Purchase closings, the core of this business, still depend on relationships and a closing table, and that is where this agency leads.

Reasons for selling:

Retirement

Trading hours:

M-F 8:30am - 5:00pm

Years established:
2011

Other Information

Support & training:

4 Weeks

Furniture / Fixtures value:
$10,000 - included in the asking price

Listed by

Transworld Business Advisors